Prepaid Cards


The use of prepaid call cards today has dramatically risen, and the communications industry is growing by leaps and bounds because of the popularity of this product.

Many know the benefits, since we all know that rates are cheap with these cards, especially in making domestic or international phone calls, and many offer superior voice quality and faster connection. These communication tools are also very popular with college students, travelers, immigrants and international visitors. Often times, consumers can find the lowest possible rates to calling a particular country by using these call cards.

No Monthly Bills And No Contracts To Sign

As we may all no be familiar with, these call cards are a prepaid method of making domestic or international phone calls, and this is done by paying for your long distance service in advance. Consumers also do not have to worry about paying for any monthly bills or signing up fees or contracts to be obliged.

To put it simply, consumers only pay for the calling time in advance and reduce the prepaid balance as you make calls. Most call cards however come with expiration dates, and each card comes with different validity and expiration periods, so before purchasing one, consumers need to check out the expiration dates first and make sure to use it before the given date to prevent any hassles or inconvenience.

In getting the right phone card for you, you need to first gain valuable information about a specific card first, and it would also be wiser to buy one, especially on the Internet, through a Web site that is reliable and credible enough to give high-quality products and the best service possible. Give yourself some time to research about the right phone card can best suit your communications requirements.

How The prepaid Cards Should Work For You

These novel forms of handy communication tools where invented in Italy in 1975 in response to a coin shortage there. As these items were invented for the convenience of their users, these devices are widely used today as an inexpensive alternative to landlines or standard home phone services.

The biggest factor drawing consumers to these cards, is their convenience. They can be used at any moment, any time and anywhere. You can call anywhere from home, at the office or in your hotel room, and even on a standard pay phone. With any prepaid call card plan, the communications provider must be a be to provide you with reliable, good-quality and seamless connections.

These providers are also required to keep you updated regarding your current charges. Since some of the less reputable prepaid card providers may include hidden charges and fees in their service, you need to be able to read the fine print first before purchasing one, and also be aware of what your current balance is and how it changes from call to call.

These handy communication devices are so popular these days, that some companies even supply their employees with these as a company benefit, or provide employees with these cards to use while traveling for business. In doing so, this provides many benefits not only to employees, but to the company as well, as call spending can easily be monitored, and a record tracking the calls made by the phone card user is generally readily available online.

Vanessa Arellano Doctor
http://flatratephonecard.com

prepaid phone cards are items that provide consumers quicker access to making domestic or international long distance calls.

These cards serve as alternative method of making calls when one is away from home or the office. These cards compete with traditional telephone service providers, collect calls, third party billing and using coins on local pay phones. One of the major benefits of using these call cards for consumers is that using such cards generally costs less than utilizing traditional services.

The lower price these phone cards offer, unlike the other methods, is that there are no surcharges made on the first minute of calling. A second major savings factor is that the charge for a prepaid card call is already inclusive of taxes, while taxes are added to the charges for traditional phone calls, collect and third party calls.

Consumers Get Significant Savings On These Cards

It’s a fact for consumers today, that the cost savings from using prepaid phone cards can be significant, particularly for shorter calls. However, the longer a call lasts, the less the savings on gets. There are a number of factors for the increasing popularity of these devices.

First, the charges for making calls using these cards are generally lower than those for traditional methods of making calls away from home or office, and using these devices affords consumers more convenient methods aside from carrying around coins for use on pay phones. In addition, these communication tools are used in large numbers by consumers who don’t have telephone service in their homes, as even today, a large number of U.S. households do not have access to regular telephone service.

Moreover, these calling cards offer more security than traditional telephone company cards, since if a prepaid card is stolen or lost, the loss is limited to the value remaining on the card, while traditional telephone company cards can be used to make hundreds, or even thousands of dollars worth of illegal calls.

A Call Card’s Value Depends on Many Factors

The general value of a prepaid call card is dependent on several factors, especially beginning with whether the card works at all. If the card works well, the next most significant aspect is the amount charged when the card is used.

Among the local, domestic long distance and international rates that government regulators are reviewing, some cards like Coast to Coast Plus ( cents – 38 cents per minute) , these charge domestic rates that vary with the distance called, while others like the Hello Card (19 cents per minute for the $5 card and 26 cents per minute for the $10 card) levy the same rates no matter where a consumer calls within the continental US.

For consumers to take full advantage of these rate differences, this would be best served by purchasing both a variable rate card and a fixed rate card.

The problem with picking prepaid phone cards for their rates, is that very few cards disclose rate information. To find out what a specific call card charges, a buyer has to purchase a card, time his or her calls, record where a call goes, as well as keep track of the amount deducted from the card’s account. This may sound too much of an effort, however it is a necessary action if consumers wish to locate the phone cards that offer the most competitive rates.

Vanessa Arellano Doctor
http://flatratephonecard.com

BusinessAll of us certainly need to communicate. Having prepaid calling card has given us a good way of constantly communicating with friends and loved ones.

Indeed, communication is very important in our daily lives, it is actually a way of expressing our thoughts, ideas, opinions and feelings. Communication is a process of exchanging information between two persons or more.

There are a lot of ways to communicate with other people, either with family or friends. You can either make use of sending e-mail, postal mail, chatting with them, but of course nothing beats of talking with them. It is definitely nice to hear their voice and to share things with them.

If you travel too much, you live far away from your family and friends, or you are studying far away from home, then you certainly need a convenient way to communicate with them.

prepaid calling cards are convenient ways to communicate. But you have to bear in mind that there are loads of prepaid calling cards out there and each differ with features and services. So if you are going to use prepaid calling card, there are plenty of things you have to consider and know about before purchasing one, in order to make sure that you will be having the right prepaid calling card for your needs.

Now, before purchasing a prepaid calling card to use, you have to choose first. In choosing, you have to decide from which provider are you willing to purchase a prepaid calling card. Yes, there are a lot of providers out there, but make sure to choose the reliable one. There are plenty of providers that offer cheap prepaid calling cards, but are you sure that the company is reliable, can the company give you better services, if not, better to think twice. In choosing, you have to guarantee that you’ll be having the best quality product.

After choosing the provider, the next thing you have to do is research for the prepaid calling card that you have set your eyes on. There are a lot of prepaid calling cards and each has different features. So you have to know the features and make sure that the features of that prepaid calling card is exactly what you need and want. It is wiser for you to know about the product and even the provider before you purchase any.

Usually, prepaid calling card has PIN with it, which you use each time you make a call, so you have to make sure to keep the PIN in a safe place to avoid someone to make use of your card. But there are some prepaid calling cards that don’t have any PIN with it, so if you find it a hassle to type the PIN each time you make a call, so you have to find a prepaid calling card that doesn’t have a PIN. This is why you really have to research for the features you need and want.

In purchasing a prepaid calling card, you also have to look for the expiration date. So you have to use your prepaid calling card wisely and make sure to finish it all up before the said expiry date to avoid inconvenience.

Eliza Maledevic Ayson
http://www.flatrateonline.net/Public/default.aspx

Joyce Evans of Hampden Township, a user of calling cards for calling long distance on her phone, found out that one minute in AT&T time equals 12 seconds.

Her revelation happened after she found out that her 500-minute card only contained 100 minutes of talk time, while her smaller 150-minute card only contained 30 minutes of talk time, which was a shocking change from her usual 500 minutes of talk time from a 500-minute card.

Although she called AT&T, the state attorney general’s Bureau of Consumer Protection, the Public Utility Commission and the Federal Communications Commission, it was only until she read the fine print at the back that she found out that calling from a particular area to another state can cost differently when calling from another area.

The government agency State Public Utility Commission could not do anything about it since they do not have jurisdiction over long-distance carriers, including AT&T.

AT&T, however, places the blame on the FCC for its minutes since it made a ruling that prepaid cards should still pay state access fees since it is still a basic phone service, this, in turn, will be taken from those who are buying the calling cards.

Ultimately, consumer awareness is the only thing that AT&T is telling people like Evans since AT&T, as well as other long-distance carriers who have prepaid calling cards, cannot do anything about it due to the FCC’s regulations regarding calling card fees.

Vanessa Arellano Doctor
http://flatrateonline.net
http://flatratephonecard.com

prepaid calling cards are beginning to gain popularity with a lot of its consumers, especially with those people who wants to maintain constant communication with their loved ones or business partners while they are away on trips or vacations. The cards’ convenience, coupled with its cheaper rates, at least when compared to the rates that you get from your regular long-distance carriers, makes them very appealing to a lot of people.

Types of prepaid Calling Cards

Basically, prepaid calling cards allow its consumer to purchase a certain amount of talk time in advance, wherein the rates of each call will determine how much will be deducted from the cards total talk time whenever they make a call. This means that there is no need for people to wait for their monthly billings for the calls that they made before they can pay them. Usually, prepaid calling cards come in the form of nonrechargeable cards wherein once a person has consumed his preloaded minutes in the card, the card would then become worthless already.

This is usually appropriate for people who usually go on vacations, but have no intention of replacing their regular phone service. There are also rechargeable calling cards wherein people can simply reload it with a certain amount of minutes without having to buy another prepaid calling card. When choosing prepaid cards, however, you must make sure that the card that you are purchasing can be used to make long-distance calls, since there are a lot of different cards available, some offering different rates, services and coverage.

Benefits Of prepaid Calling Cards

One of the main benefits of prepaid calling cards, which is why it is beginning to gain popularity with a lot of its consumers, is it allows them to save money since it offers cheaper rates than your regular phone service. Aside from this, prepaid calling cards are also more convenient since the cards allow you to make calls from virtually anywhere using any mobile phone or pay phone. Unfortunately, prepaid calling cards are not exactly perfect since they, too, have some flaws and pitfalls.

Why Read The Fine Print?

One of the main problems about prepaid calling cards that consumers should be aware of are the hidden fees that card companies charge their consumers with. Some of the hidden fees that are charged include call connection charges for each time you make a call, monthly fees that are deducted from your remaining calling card balance, minimum call lengths, quick expiration dates, payphone surcharges, as well as activation or setup fees. Others even charge you with calls that are made when no one answers the phone.

It is actually illegal in most states to not make their fees and surcharges known, which is why card companies do still reveal these fees to their consumers, they just don’t make them obvious enough or easy to find. They usually place these on the part of the card packaging that is thrown away immediately after use, which means that they are actually complying with the law without compromising their secret of charging hidden fees.

Reading the find print on prepaid calling cards will help you see the exact fees and surcharges that they are charging you, helping you see where your money and paid talk minutes are actually going, thereby avoiding any surprises later on.

Vanessa Arellano Doctor
http://flatrateonline.net

BusinessCalling card industry is certainly booming. There are hundreds of prepaid calling cards being sold every year.

You can see and purchase prepaid calling card almost anywhere. You can find prepaid calling cards even in lots of gas stations and convenience stores, and also through the internet.

prepaid calling cards are useful for us in order to communicate with loved ones and friends especially if you live far away from them, or your job requires you to travel a lot. There are masses of prepaid calling cards, but you have to know that they all differ from prices, services and features. So it is advisable that before actually purchasing a prepaid calling card, you have to know and understand each prepaid calling cards for you to choose the one that has the best rate and will suit your needs.

Usually the price per minute of a prepaid calling card is written on the card itself and on its advisement. But the price of the prepaid calling card doesn’t basically reflect the best rate, so if you think choosing a prepaid calling is that so easy, you have to think twice then. In order for you to have the best deal and service with your money, you have to choose carefully and make sure that the one you are using is suited with your needs and wants.

In some prepaid calling cards, there are some surcharges that are being charges each time you make a call. So you really have to be informed with the features, services and rates of each prepaid calling cards in order for you to make sure that you will be having the right one.

As an advice, in choosing, it is better to research first the calling card company, you have to search for the company that is reliable and dependable. There are a lot of companies out there, so you have to give few of your time researching and finding the best company. Making use of the internet is a good source of finding the best company for you. You do not have to base it with the cheapest price that the company can offer; you have to check out the services and the reliability of the company. Quality of the product and high-end services are what is truly important, so you have to look for the best company with the perfect services and products.

After choosing the company, you have to choose the prepaid calling card that suits your needs and wants. You have to look for the features of the prepaid calling card, so to find the right one for you. Check out the surcharges as well.

In choosing a prepaid calling card, you have to ask the necessary information you need. You have the better understanding on how to use it, where will the calls be made and where can the calls be made. Having the right information can be useful in deciding which prepaid calling card is the best for you.

Yes, prepaid calling card is helpful and useful to us. But you really have to have the better understanding about the company and the prepaid calling card that you about to use in order to make sure that you will be having the best services and product that suits your needs.

Eliza Maledevic Ayson
http://www.flatrateonline.net/Public/default.aspx

If you are in Sudan it is a ‘missed call’. In Ethiopia it is a ‘miskin’ or a ‘pitiful’ call. In other parts of Africa it is a case of ‘flashing’, ‘beeping’ or in French-speaking areas ‘bipage’.

Beeping is one of the fastest-growing phenomena in Africa’s booming mobile telephone markets, and it’s considered a headache for the continent’s mobile operators who are trying to figure out how to make some money out of it.

You beep someone when you call them up on their mobile phone, setting its display screen briefly flashing, and then hang up half a second later, before they have had a chance to answer. Your friend — you hope — sees your name and number on their list of ‘Missed Calls’ and calls you back at his or her expense.

It is a tactic born out of ingenuity and necessity, say analysts who have tracked an upsurge in miskin calls by cash-strapped cellphone users from Cape Town to Cairo. “Its roots are as a strategy to save money,” muses Jonathan Donner, an India-based researcher for Microsoft who is due to publish a paper on “The Rules of Beeping” in the high-brow online Journal of Computer Mediated Communication in October.

The beeping boom is being driven by a sharp rise in cell phone use across the continent.

Africa had an estimated 192.5 million mobile phone users in 2006, up from just 25.3 million in 2001, according to figures from the U.N.’s International Telecommunication Union. Users may have enough money for the one-off purchase of a handset, but very few ready cash to spend on phone cards for the prepaid accounts that dominate the market. Africa’s mobile phone firms say the practice has become so prevalent they had to step in to prevent their circuits being swamped by second-long calls.

Vanessa Arellano Doctor
http://www.turks.us

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